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For decades, investing in real estate has been an effective way of building wealth and securing a financial future. It is a unique investment option that offers the potential for long-term capital appreciation, passive income through rent, and tax benefits. It is also a great hedge against inflation. With the new financial year around the corner, it is time to set your financial goals for the next year, reassess your risk tolerance, understand any changes to the tax regime, look at the diversification aspect of your investment portfolio, and invest accordingly. In this article, we will talk about real estate investments and why you should consider them while planning your investments for the new financial year.

The real estate market in India

While the pandemic had worked as a dampener for real estate purchases, 2022 saw a marked rise in sales with a 68% YoY increase in sales numbers (Anarock study). Interestingly, the seven cities in the top residential primary market of the country recorded the highest sales. Of these, Pune witnessed a sale of around 57k houses in 2022, an increase of around 59% compared to 2021. Despite the rising property prices and interest rate hikes, increasing demand, the launch of new projects, and the decline in unsold inventory paint an optimistic picture for the real estate market.

As per a Times Property report, the demand for real estate, especially in the residential sector, is expected to rise thanks to a strong foundation that includes increased business activity, reliable job markets, and higher income levels.

Benefits of investing in real estate

Here is a quick look at the benefits of investing in real estate:

• A reliable stream of cash flow
• Potential for capital appreciation
• Tax benefits
• A low correlation to other asset classes makes it ideal for portfolio diversification
• A hedge against inflation
• Better control over your investment
• Availability of hassle-free home loans

Why should you invest in real estate at the start of the financial year?

There is no denying the fact that real estate investments are wealth creators. Add to it the fact that they can generate regular income via rents and hedge against inflation, every individual should consider investing in property. If you have made up your mind about buying a house, then here are some reasons why you should plan it at the start of the coming financial year.

1. Tax benefits: When you buy a house by availing of a home loan, you get various tax benefits. These include tax deductions for repaying the principal and interest of the home loan, buying a house under the affordable housing category, and additional deduction of the interest paid on the home loan for first-time homebuyers. Buying a house at the start of the financial year allows you to plan your taxes and get the maximum tax benefits on your loan repayments.
2. Market conditions: Usually, at the turn of the financial year, markets are favorable for real estate investments. Traditionally, this is a time when the prices are not peaking and buyers have options to choose from. Make sure that you research the market and talk to a professional to assess market conditions before making the purchase.
3. Planning and budgeting: When you buy a house at the start of the financial year, you get adequate time to budget for the year ahead. April is the month when most people lay out investment and tax-saving goals. Buying a house takes care of both these needs and helps you generate wealth over time.
4. Availability of loans: In the new financial year, many lending institutions have renewed annual budgets and are looking for borrowers to offer loans to. Hence, it can be a good time to get a home loan at favorable rates and terms.

If you are looking to invest in real estate in Pune, then you will be overwhelmed with the number of options available. Before making your decision, ensure that you research the market and talk to an experienced professional. There are numerous factors that you must consider before buying a house. This includes the quality of construction, location, amenities, and reputation of the developer. In Pune, Sankla Buildcoon is a name synonymous with high-quality and top-class constructions.

If you are looking to buy a house, then you can consider properties like Satyam Niranjani at Hadapsar, Sommet at Bhugaon, and Avani at Mohammadwadi, Pune by Sankla Buildcoon. On the other hand, if commercial properties seem like a better investment option, then you can consider Sankla Buildcoon’s Satyam Business Court at Manjari, PS Angan at Magarpatta Road, and Jaymala Business Court at Manjari Pune.

Make sure that you plan your investments and seek professional advice before investing. Good Luck!

The Science of Architecture or Vastu Shastra is an ancient Indian system of integrating architecture with nature using various elements like symmetry, geometric patterns, and directional alignments. This is not a rigid science but offers guidelines for the construction and design of homes, temples, gardens, and cities among other areas. Many people infuse elements of Vastu Shastra in their homes to create harmony and make them more conducive the growth and happiness.

Vastu Shastra has a lot of elements and numerous rules. This makes it very difficult for most people to understand and implement it comprehensively in their homes. It is based on the belief that the energy of a house influences its residents and by choosing the right layout, colour, and directions, one can create a Vastu-compliant space. In this article, we will share some important Vastu tips for your home in 2023.

Before you start making changes based on Vastu guidelines, it is important to evaluate the structure, form, and elements of each room in your house. While Vastu specifies that rooms should be square or rectangular, it also offers guidelines to nullify the ill effects of an irregularly-shaped room. Also, the rooms should be airy, well-lit, and organized. Here are some Vastu tips for your home:

Front Door Vastu Tips

The front door has an important place in Vastu Shastra since it is considered to be the entry point for emotions and energy for the people living in the house. If you are buying a new house, then make sure that the door faces North, East, or Northeast. This means that when you step out of your home, you should face one of these three directions. However, if you have already purchased the house, then here are some Vastu tips for the front door:

• Use a wooden door
• The main door should open inwards. As per Vastu, this ensures that the main energy of the house stays inside
• If your family is losing a lot of money, try placing some sort of a barrier at the front door
• Do not keep a shoe rack or trash can right inside the entrance to the house
• Do not paint the front door black
• If the front door does not receive natural light, then install a bulb and make sure that the entrance is not ill-lit
• The front door should open in a clockwise direction
• Avoid putting fountains or any water-based decorations outside the front door

Living Room Vastu Tips

The living room is an important part of the house. People tend to spend the most time in the living room and it has the maximum activity and movement. Here are some Vastu tips for the living room:

• A living room with windows opening in the Northwest direction is considered to be the most beneficial
• Arrange the furniture of the living room in the west or southwest direction
• Electrical devices like TV, speakers, etc. should be placed in the Southeast corner of the living room
• Use light colours for the walls
• Keep the central area of the living room unoccupied
• If you are placing a mirror in the living room, place it on a wall facing North

Bedroom Vastu Tips

The bedroom is also an important room in the house that requires positive and calming energies that enhance relationships and good health. Here are some Vastu tips for the bedroom:

• Place the bed with the head facing West in the Southwest direction of the bedroom
• Do not place a mirror or television directly opposite the bed. As per Vastu, this can cause commotion and arguments at home
• Use neutral or earthy tones on the bedroom walls. Avoid painting the walls black or dark blue
• Do not use paintings or sculptures representing a fountain or a water body
• Use mood lighting and essential oils to create a peaceful atmosphere

Kitchen Vastu Tips

The kitchen should be clutter-free. Here are some Vastu tips for the kitchen:

• The kitchen should be in the South or Southeast part of the house as that is the direction of the fire
• The sink and gas stove should be in opposite directions

Bathroom and Toilet Vastu Tips

• Avoid having a combined toilet and bathroom or building a toilet inside the bathroom
• Mirrors should face North or East
• Use pale colours like light blue, white, grey, etc. on the walls
• If the bathroom or toilet is in the Southwest direction, then you can place a Vastu pyramid outside it or always keep the door shut
• The bathroom windows should face the East, West, or North
• Try to use a wooden door for the bathroom

If you believe in Vastu Shastra, then it is important to choose a house that is constructed keeping the Vastu guidelines in mind. In recent years, many developers have started realizing the significance of Vastu norms and inculcating them as far as possible. In Pune, Sankla Buildcoon is one such developer who focuses on Vastu principles and ensures adherence to them wherever possible. If you are looking for a house in Pune that has basic Vastu compliance in place, then you can look at properties like SATYAM NIRANJANI at Hadapsar, SOMMET at Bhugaon, Avani at Mohammadwadi, SATYAM RAJYOG at Dhanori, SATYAM PRIMA at Manjri-Solapur, and SANKLA EXCLUSIVE VISTAS at Pisoli, Pune.

Pune is one of the fastest-growing and evolving cities in India. Once known as the Oxford of the East, Pune was popular primarily for its educational institutes. However, over time, it has managed to evolve into the cultural capital of Maharashtra as it is home to a plethora of communities from across the state. As it joined the elite league of major cities in India, Punekars saw an expansion in business and commerce and an influx of people from all corners of the country. Today, living in Pune is not very different compared to living in any metropolitan city in India. As we inch into 2023, we rounded up a list of things that Pune will be looking forward to.

PMC to focus on Ease of Living in Pune and Swachh Survekshan

The Pune Municipal Corporation (PMC) has declared that it intends to increase the city’s rankings in the Swachh Survekshan and Ease of Living indexes. Hence, Punekars can expect numerous initiatives towards waste management, cleanliness, and beautification of the city. This will result in the growth of Pune as a city.

Completion of the 24/7 Equitable Water Supply Scheme

Many parts of Pune have been struggling due to the shortage of water. To ensure an equal supply of water and curb the leakage of water, the PMC launched the 24/7 Equitable Water Supply project in 2018. The proposal included shifting the 1600-km old water pipelines and building new water tanks. This is scheduled to be completed in 2023, much to the relief of Punekars.

Pune welcomes metro trains

By March 2023, metro trains between Shivajinagar and Nal stop, and Phugewadi Station to Civil Court will be operational. While the administration is running trial runs, Punekars traveling those routes are thrilled with the prospect of saving a lot of time and effort.

Pune Airport to get a new terminal

By May 2023, the new terminal at Pune Lohegaon Airport should be ready for operations. It is being designed to cater to the exponential demand for flight connectivity to Pune. The new terminal will have 10 boarding bridges for passengers, 70+ check-in desks, etc. It will be integrated with the current terminal to cater to traffic peaks with ease.

Work to start on Pune’s Ring Road Project

Since Pune is at the junction of national and state highways, heavy traffic passes through it every day. With increasing commercial and business activities, the administration decided to build ring roads to ensure that vehicles that just want to pass by do not disturb the city’s traffic.

PMC to focus on road repair

Being a developing city is a huge hassle and Pune is no different. With the administration trying to keep pace with the development and changing people’s requirements in all areas of the city, the infrastructure needs a major boost to keep up with the change. In 2023, the PMC will be focusing on repairing the roads and inducing safety for travelers. Also, the ongoing work on the Water Project might impact the roads more and result in bad road conditions.

Handover of PM Awas Yojana Flats

Around 9,900 PM Awas Yojana Flats will be handed over to the beneficiaries before the end of March. The PMC will now manage flat allocation on a first-come, first-serve basis. Each of these flats would be around 300-330 square feet in size.

Better intercity and interstate connectivity

In 2023, Punekars can expect numerous changes in the city impacting their travel experience and time. Some such changes are:

• Metro routes

• Nal stop to Shivajinagar
• A new terminal at the Pune Airport
• Work on the Ring Road to start
• Enhancing the Mumbai-Pune Expressway
• Chandni Chowk Flyover
• Six-Lane Tunnel On Pune – Satara Highway
• A focus on road repairs

2023 is set to help in the growth of Pune as a town. With the Mini Olympics and G20 Summit Meetings held in the city, it is no longer the sleepy town of senior citizens. In fact, many residential projects have been constructed keeping the new-age, modern lifestyle requirements of youngsters.

If you are looking to invest in real estate in Pune, then 2023 can be a good year as these things are bound to increase interest in the city and boost real estate prices. Sankla Buildcoon is a popular name in real estate in Pune offering state-of-the-art buildings. You can choose from a range of its residential projects including SATYAM NIRANJANI at Hadapsar, SOMMET at Bhugaon, AVANI at Mohammadwadi, SATYAM RAJYOG at Dhanori, and SATYAM PRIMA at Manjri-Solapur. If you are thinking of launching a business in the city, then you can look at Sankla’s commercial properties including SATYAM BUSINESS COURT at Manjari, PS Angan at Magarpatta, and SATYAM NIRANJANI at Hadapsar.

While many industries were hit due to the extended lockdown following the COVID-19 pandemic, the real estate sector experienced a drop in demand and prices too. This drop was noticeable in cities like Pune with a large migrant population and dependence on small businesses. However, 2022 has been a good year for the sector. With pent-up demand for homes and offices, Pune has witnessed a steady growth in demand this year. Despite the RBI increasing REPO rates regularly and home loan rates rising, people have displayed an eagerness to invest in property in Pune.

Pune Real Estate in 2022

As we head towards the end of the year, we take a look at how the year has been for real estate in Pune. According to a report released by Cushman & Wakefield (Marketbeat), in Q3 2022, the city experienced a surge in demand for properties across all segments.

Residential Market

• Pune has been witnessing a steady quantum of project launches from developers of national repute and those with a strong execution track record.
• In Q3, 9,133 residential units were launched highlighting the strong momentum and developer confidence in the residential market
• A 55% Y-o-Y growth as of September 30, 2022
• The mid-segment has dominated new project launches contributing to around 80%

Office Space

• In terms of Gross Leasing Value in the office space segment, Pune witnessed a major increase of around 121% Y-o-Y
• The most active sectors were Flexible workspace (33%), IT-BPM (27%), and Engineering & Manufacturing (24%)
• Healthy leasing in Q3 2022 with limited new supply in the market has induced an increase of 1-2% in the overall city rentals
• Prime sub-markets such as SBD East and SBD West have witnessed rental improvements backed by strong demand

Retail Space

• Pune’s malls recorded around 140,000 square feet of leasing in the third quarter of 2022, a jump of 43% on a Q-o-Q basis and an eight times increase as compared to the same period last year
• Around 100,000 square feet leasing was recorded across prominent main streets in the quarter
• In the absence of new supply, Pune’s mall inventory remained unchanged at 6.6 million square feet
• Main streets like Baner-Balewadi-Aundh and Koregaon Park witnessed a 1-2% Q-o-Q growth in rents, largely attributable to the limited supply of space in these markets. Rentals in such main streets are expected to remain range bound in the upcoming quarters

Factors that impact real estate prices in Pune

• Employment opportunities
• Growing suburbs
• Manufacturing hub for automobile, engineering, and electronics companies
• Easy accessibility via an efficient transport system
• An Assortment Of Projects Across All Categories

In Pune, Sankla Buildcoon has established itself as a reliable name in real estate developments. Sankla’s residential projects include SATYAM NIRANJANI at Hadapsar, SOMMET at Bhugaon, AVANI at Mohammadwadi, SATYAM RAJYOG at Dhanori, and SATYAM PRIMA at Manjri-Solapur. If you are looking for a commercial property, then you can look at SAYAM BUSINESS COURT at Manjari, PS ANGAN at Magarpatta Road, and JAYMALA BUSINESS COURT at Manjari.

The New Year is a time of change. This is the time when people create resolutions based on aspects that they want to change in their lives. These changes are usually driven toward living healthier, fuller, and happier lives. The place you live can play an important role in determining your quality of life. In this article, we will talk about the residential projects by Sankla Buildcoon and how living in one of them can help you fulfill certain New Year resolutions.

Here are five New Year resolutions that make it to the list of most people:

1. Living a healthier life
2. Spending more time with family and friends
3. Reading more
4. Losing weight
5. Learning a new skill

Here is how you can fulfill these resolutions at any of the Sankla Buildcoon projects.

Living a healthier life

Living in a city results in battling different types of pollution like noise pollution, air pollution, etc. In such an environment, living in a residential locality that allows you to live a healthier life is like an oasis in the desert. So, if your New Year’s resolution includes living a healthier life, then you might want to consider moving to a residential locality that helps healthier living. In Pune, Sankla Buildcoon offers properties that elevate modern living with vibrant communities. It has projects like Sommet at Bhugaon, Pune that set you free from the urban chaos and reconnect with life.

Spending more time with family and friends

In recent years, many people have started understanding the importance of spending time with their loved ones. While there are many restaurants and social outlets to meet friends and family members, if you are living in a complex that offers avenues for socializing and unwinding, then the avenues for spending time with them increase. Most Sankla Buildcoon’s properties have gardens and sit-out areas that can help spend more time with your loved ones.

Reading more

Books are the greatest source of knowledge and inspiration. Many people have started turning to books to learn from some of the greatest minds that lived before them. One of the most important aspects of effective reading is the place where you sit to read. In Sankla Buildcoon’s properties, you have numerous avenues to curl up with a book amidst nature or by your balcony as you deem fit.

Losing weight

This is probably one of the most common New Year resolutions of people around the world. One of the best ways to lose weight is by going on walks or jogging. Most of Sankla Buildcoon’s properties like Satyam Niranjani, Sommet, Avani, Satyam Rajyog, and Satyam Prima have jogging tracks to help residents achieve their weight loss goals. The housing complexes also ensure that the tracks are maintained optimally.

Learning a new skill

Skills can make our lives seem more fulfilling and add an element of excitement. Learning a new skill requires time and patience. Most of Sankla Buildcoon’s properties are well-connected with major commercial areas of Pune. Hence, you can get home quickly and have time to pursue a skill or hobby. Also, peace and serenity with all properties can help you focus and learn the skill you want.

When you create a New Year’s resolution, it is important to give yourself the best shot at fulfilling it. While certain resolutions are internal like changing habits, others require the right environment around your to make them a success. In Pune, you can opt for a range of Sankla Buildcoon’s properties that are designed to help you achieve various life goals and New Year’s resolutions including SATYAM NIRANJANI at Hadapsar, SOMMET at Bhugaon, AVANI at Mohammadwadi, SATYAM RAJYOG at Dhanori, and SATYAM PRIMA at Manjri-Solapur.

We all have specific needs in our homes. Depending on the stage and type of life we want to live, we need different things from our home and the locality. It is important to understand that while there can be many factors to consider while choosing a home, you must factor in your needs and lifestyle requirements to create a list of things you need to look for. In this article, we will talk about some key things that you need to keep in mind to find the best place to live.

01: Affordability

This is one of the most important aspects of buying a house. Assess your financial commitments and determine your budget. This will help you narrow down the localities and types of houses that you can afford. This can help you look at houses that are within your range and help save time. Also, it will help you prioritize the facilities and amenities that you want to spend on and the ones that you can avoid.

02: Amenities

Think about what amenities you need around you to boost the quality of your life. For example, if you have children or plan to have children, then you might want amenities like good schools, playgrounds, and parks around. On the other hand, if you are working from home, then you might need good cafes, bars, and restaurants around the place you live. Hence, make sure that you know the amenities that are available around and sync with your needs.

03: Commute time

Another important aspect of buying a home is considering the commute time to the office. A long commute time can take away precious hours of the day and tire you before you get home. Hence, if you prefer shorter commutes, then look for a place that is closer to your place of work and other commercial areas of the city. Also, look for locations that are well-connected to most of these parts.

04: Access to public transport

Even if you drive a vehicle, it is important to look for a locality that has easy access to public transport facilities like railway stations, airports, bus stations, and highways.

05: Educational Institutes

Having good educational institutes is an important aspect for young couples who have children or planning children in the near future. However, it is important to remember that if the house is located within walking distance of a highly-rated school, then the price might be inflated. Think about the kind of school you want to admit your child to and choose a house in proximity of a good school.

06: Greenery

Another important aspect that you should not ignore is access to green areas and parks. Greenery is good for relieving the stress and fatigue of our daily lives. A walk in nature is known to have a calming effect on us. Hence, make sure that you look for residential colonies that have green spaces for exercise and socializing.

07: Air quality

Air pollution has become a growing concern in India. Exposure to poor-quality air can have a significant impact on our health. Usually, properties constructed near highways and industrial areas experience poor-quality air compared to those built in greener surroundings. Make sure that you check on the air pollution index before buying the house.

08: Crime rates

The safety of the area is also an essential aspect to consider while buying a house. Make sure that you look at the crime rates of the locality before making a decision. Also, try to spend some time in the area at different times of the day to assess any problems or crimes in the community. Also, while choosing a house, try to look for high-quality construction as it can contribute to the growth in the value of your property over time. In Pune, Sankla Buildcoon understands the needs of home-buyers and offers affordable homes with top-notch construction quality at locations that are central and well-connected. Their residential properties include SATYAM NIRANJANI at Hadapsar, SOMMET at Bhugaon, and AVANI at Mohammadwadi. Choose carefully. Good Luck!

Buying a home is probably one of the most expensive purchases made by most of us. When you decide to buy a house, you need to plan your finances in a manner that can help you manage the pre and post-purchase expenses too. If you are planning to avail of a home loan to buy the house, then the amount of loan you can get will depend on the price of the property and your loan repayment capacity. In this article, we will talk about factors that you should consider while deciding the home loan EMI amount based on your income.

Choosing your home loan EMI based on your income

Your income is an important aspect in determining the home loan amount and EMI. Usually, banks cap the EMI to 40% of the gross monthly income of the applicant. This automatically restricts the home loan amount and EMI. Here are some examples to help you understand:

Example 1:

Ravi decides to buy a house worth Rs.50 lakhs. His gross monthly income is Rs.1 lakh. The bank is offering home loans at an EMI of Rs.1000 per lakh for a home loan for 20 years.

So, considering that the bank caps the home loan EMI at 40% of the gross income, the maximum home loan EMI that Ravi will be required to pay will be Rs.40,000. This translates into a home loan of Rs.40 lakhs – which is 80% of the price of the house. If the bank offers a home loan of up to 70% of the price of the house, then the maximum home loan that he can get will be Rs.35 lakhs.

Example 2:

Ravi decides to buy a house worth Rs.50 lakhs. His gross monthly income is Rs.50,000. The bank is offering home loans at an EMI of Rs.1000 per lakh for a home loan for 20 years.

So, considering that the bank caps the home loan EMI at 40% of the gross income, the maximum home loan EMI that Ravi will be required to pay will be Rs.20,000. This translates into a home loan of Rs.20 lakhs – which is only 40% of the price of the house. Even if the bank offers a home loan of up to 90% of the price of the house, Ravi will not be able to get a home loan of more than Rs.20 lakhs.

Example 3:

Ravi decides to buy a house worth Rs.50 lakhs. His gross monthly income is Rs.2 lakhs. The bank is offering home loans at an EMI of Rs.1000 per lakh for a home loan for 20 years.

So, considering that the bank caps the home loan EMI at 40% of the gross income, the maximum home loan EMI that Ravi will be required to pay will be Rs.80,000. This translates into a home loan of Rs.80 lakhs – which is more than the price of the house. Let’s say that the bank offers home loans for up to 80% of the price of the house. Therefore, Ravi can borrow up to Rs.40 lakhs as a home loan. This is where he can choose the loan amount based on the EMI he is willing to pay.

Factors to consider while choosing the home loan EMI

Here are some factors that you can consider while deciding on the EMI of your home loan:

Monthly expenses: When you are calculating your home loan EMI, make sure that you think about the expenses that you might have to manage in the future like medical expenses, education expenses of your children, etc. Also, make sure that you consider inflation while calculating these expenses.

Fixed and floating interest rates: Home loans are usually available with fixed and floating interest rates. Make sure that you consider the implications of both before deciding.

Existing loans: If you have existing loans like car loans, personal loans, or credit card outstanding dues, then make sure that you factor in the repayment of these loans while choosing the home loan EMI.

Remember, a home loan is a long-term commitment. While your income might increase with time, so will the expenses. Therefore, make sure that you do not overstretch your limits while calculating the maximum home loan EMI that you want to agree on.

Also, while choosing a house, try to look for high-quality construction, good connectivity to important parts of the city, and amenities as it can contribute to the growth in the value of your property over time. In Pune, Sankla Buildcoon understands the needs of home-buyers and offers affordable homes with top-notch construction quality at locations that are central and well-connected. Their residential properties include SATYAM NIRANJANI at Hadapsar, SOMMET at Bhugaon, and AVANI at Mohammadwadi.

Choose the right house and the perfect home loan EMI based on your income and realize your dream of owning a home. Good Luck!

Traditionally, in India, people were more inclined to save their money in a savings account than invest it. While over the last three decades, an increasing number of people have started looking at investment options to generate returns and create wealth. There are numerous investment avenues available to people like stocks, bonds, fixed deposits, mutual funds, gold, real estate, etc. Each of these investments has certain risks associated with it and reward potential. Because of the risk involved, it is prudent to understand all investment options before making a decision. Today, we will talk about three popular investment avenues – Gold, Real Estate, and Stocks and compare them to help you find the real DHAN to invest in during this Diwali.

The last few years have been tough with lockdowns slowing down economies around the globe and interest rates falling. In such a landscape, it is important to choose the right investment options and grow your wealth. Here is a quick comparison between gold, real estate, and stocks.

01: Stocks

We will talk about stocks in the broader sense of equities and cover shares and mutual funds. As an investment option, stocks have grown in popularity over the last two decades. People are increasingly investing in shares and mutual funds. When you invest in stocks, you buy equity or equity-related instruments based on your assessment of the market and earn returns. However, these investments are risky and adverse market movements can corrode your finances. Stock investments offer you the option of earning a regular income or generating wealth over the long term.

02: Gold

Gold has traditionally been the investment of choice for Indians. With the ‘yellow metal’ playing an important role in our culture and tradition, people have always purchased gold for occasions and events. This also acts as a safety net during financial emergencies. Further, gold can be used as collateral to get secured loans at affordable rates. In recent years, digital gold and gold bonds have also been launched to help people invest in gold. However, gold-based investments have certain risks too that need to be factored in before investing.

Real Estate

Around the world, investment experts call real estate investments the best way to generate wealth. When you buy real estate, you have an opportunity to generate wealth over the long term as property prices appreciate and regular income by renting it out. These investments are also subject to market-related risks.

What is the real DHAN to invest in during Diwali 2022?

Choosing the right investment option depends on your needs. As you can see, all these investments have certain risks and returns associated with them. You need to consider your financial goals, risk tolerance, and investment horizon. This will help you create an investment plan and choose the right investments.

Here are the pros and cons of investing in stocks, gold, and real estate to help you choose:

	Stocks	Gold	Real Estate
Pros	Potential to earn high returns	Easy to invest	Lower volatility compared to stocks and gold investments
	A wide range of options available to diversify risks	Potential to earn high dividends over the long-term	Property prices and rents tend to increase with increasing inflation rates
Cons	High risks associated with the investment	No regular income	Usually involves a large ticket investment
	High volatility in short-term stock investments	No tax advantages on gold investments	Liquidity is low

Regardless of the option you choose, make sure that you pick the right investments. So, if you are planning to invest in stocks, then make sure that you choose the right companies to invest in based on your financial goals. If you are looking for real estate, then choose between new and used properties. For new properties, make sure that you look at reliable and reputed builders like Sankla Buildcoon. In Pune, Sankla Buildcoon has established a reputation for building state-of-the-art commercial spaces and aesthetic residential homes using high-quality materials and modern designs. Their residential properties include SATYAM NIRANJANI at Hadapsar, SOMMET at Bhugaon, and AVANI at Mohammadwadi. On the other hand, the commercial properties include SATYAM BUSINESS COURT at Manjari, PS ANGAN at Magarpatta Road, and JAYMALA BUSINESS COURT at Manjari.

Remember, investing is a responsible task. Make sure that you choose the right asset class to invest in (gold/real estate/stocks) and the right instruments to give yourself the best opportunity to earn the intended returns. Good Luck!

Over the last two decades, Pune has grown into one of the most dynamic cities in India with an evolving realty sector. With Pune being one of the most affordable housing markets in the country and a major industrial hub attracting a large chunk of the industrial investment in the country, the demand for commercial and residential properties has been on the rise. The booming sector is offering promising returns on real estate investments and Pune’s inclusion in the country’s Smart City Programme has boosted infrastructure development in the country. Various localities and neighborhoods have emerged as real estate hotspots in the city. Today, we are going to talk about one such locality – Mohammadwadi, and the reasons it is evolving into one of the hottest real estate locations in southern Pune.

Location of Mohammadwadi

Located close to the Mohammed Wadi Reserve, Mohammedwadi is a residential locality in the southeastern zone of Pune. Properties in the locality are highly affordable and have quick access to the prime employment hub of Hadapsar. Additionally, Mohammadwadi shares its borders with localities like Kondhwa, Pisoli, Handewadi, Wanowrie, and Undri. While a lot of developers have constructed some amazing projects in the area, Sankla Buildcoon’s project Avani, with its spacious one and two BHK apartments, has been in high demand.

Connectivity

Mohammadwadi has excellent connectivity with various prominent parts of the city via buses operated by Pune Mahanagar Parivahan Mahamandal Limited (PMPML). Also, Mohammadwadi has good connectivity to major roads like the Mumbai-Bengaluru Expressway, Hadapsar Road, Kondhwa-Katraj Bypass, and NIBM Road. Also, you can access the Sasvad Road Railway Station within a few minutes via the Mohammadwadi Road. The Pune International Airport is at a distance of around 14km from the locality.

Social & retail infrastructure

Another important aspect of a thriving residential location is access to educational institutions, hospitals, and retail outlets. Mohammadwadi is closely connected with many popular educational institutions like JSPMs Jayawantrao Sawant College of Engineering, Smita Patil School, The Lillian School, and Rehmani Junior College. You can also find state-of-the-art healthcare centers like the Lifeline Hospital, Life Care Multispecialty Hospital, Satyanand Hospital, Dr. Gunvant Oswal G Therapy, and New Command Hospital. Shopping centers like the Amanora Mall, Seasons Mall, and INOX Mall are also at a distance of a few kilometers from the neighborhood.

Employment hubs

There are many tech parks located near Mohammadwadi as follows:

• Phursingi IT Park (6Km)
• Cyber City IT Park (7Km)
• Cerebrum IT Park (11Km)
• EON Free Zone IT Park (12Km)

Also, economic hubs like Hadapsar, Kharadi, and Hinjewadi are a few kilometers away. Further, there are many parks in and around Mohammadwadi including:

• Maharana Pratapsingh Garden in Sadashiv Peth – around 11km from Mohammedwadi
• Joglekar Baug in Mandai – around 10km from Mohammedwadi
• Jijaau Park in Kasba Peth – around 10km from Mohhamedwadi
• Shri Swami Samarth Garden in Raviwar Peth – around 9km from Mohammedwadi

These factors have resulted in a rise in the demand for homes in Mohammedwadi. Avani, by Sankla Buildcoon, is a combination of lifestyle and connectivity. With the appreciation potential of an upcoming locality like Mohammedwadi, this project is an excellent investment opportunity too.

Regardless of the size of the house, there is always a need for more space. All of us might not be experts at interiors and sometimes miss simple tricks that can make the house look bigger and brighter. In this article, we will offer five tips to help you make the most of your space in your home.

01: Increase natural light in your home

A well-lit room can look much bigger than it actually is. Choosing the right lighting can help determine the areas that are highlighted and the ones that aren’t. One of the best ways to make your house look spacious is to use as much natural light as possible. The first thing you can do is work with light-colored curtains and blinds. Use sheer material if possible as it can improve the amount of natural light that enters the house. If you have limited scope for natural light, then use interior lighting meticulously to illuminate the required areas of your home to make it look bright and cozy.

02: Keep the floor clear

Houses look cluttered if a lot of things are spread on the floor. Over-utilized floor spaces are usually a result of a lack of planning. Start thinking vertically and maximize the utilization of wall space to clear space on the floor. Look at every element in the room and think of ways in which you can use options on the wall to keep the floor clutter-free. Instead of standing racks, consider using wall-mounted racks for clothes, books, and other things.

03: Consider size and proportion

Size and proportion play a big role in determining the spaciousness of a house. As a general rule, using low furniture can make the room feel larger and the ceiling taller. Another intelligent way of doing this is creating a gallery wall that is placed vertically as it draws the eye upwards. Also, when using rugs, choosing a large bright rug will stretch the borders of the area. On the other hand, using many small rugs will break the area into smaller sections.

04: Use multi-tasking household items

Every household has certain requirements. For example, you will need a fixed number of seating areas, tables for dinner and coffee breaks, a place to keep kitchen towels, shoes, and various other things. When you set up a house, you decide how and where these items are placed so that they serve their desired purpose. However, you can re-look at all of them and think of ways in which you can use existing household items for multiple tasks as it can help reduce the number of items at home and create more space. Just keep a simple thing in mind – a de-cluttered house looks more spacious than a cluttered one. Hence, focus on using fewer items and placing them carefully to boost space in your home.

05: Keep empty areas in your home

Imagine a corner of a house that has a rich rug, wallpaper, a wooden cabinet, and a crystal light hanging on the ceiling. Looks cluttered and distracting, doesn’t it? Remember, if you fill a room from floor to ceiling, you will end up feeling cluttered and distracted. Make sure that you keep empty areas in your home for the eye to rest. Don’t try to cover every surface in the room and make sure that all elements work cohesively to create a space with free-flowing energy. Hence, don’t underestimate the importance of empty areas in your home.

Remember, once you have purchased a house, then you can rarely make structural changes to it. While you can work on the interiors of the house, you will have to work with the available structure. Hence, it is important to ensure that you buy a house from a reputed builder who creates living spaces designed for comfortable living. In Pune, Sankla Buildcoon has a reputation for being one of the most trusted developers of homes. If you are looking to buy a residential property, then you can consider our projects SATYAM NIRANJANI at Hadapsar, SOMMET at Bhugaon, and AVANI at Mohammadwadi.